Terms of Service
1. Acceptance of Terms
By accessing and using Affordable Stock’s services, you agree to be bound by these Terms of Service. If you do not agree, you may not use the services.
2. Changes to Terms
Affordable Stock reserves the right to modify these terms at any time. Continued use of the service after modifications implies acceptance.
3. Description of Service
Affordable Stock provides access to a library of stock images available for download and use under a subscription model. The service includes AI-powered image generation, custom AI functions, and various tools for image enhancement and search.
4. User Accounts
Users must register to access the services. Account holders are responsible for maintaining the confidentiality of their account and password. Any activity under the account is the responsibility of the account holder.
5. Subscription and Fees
Users agree to pay the subscription fee for the selected plan. The subscription fee is non-refundable and provides unlimited downloads during the subscription period.
6. Usage Rights
Subscribers are granted a non-exclusive, non-transferable license to use images for personal or commercial projects. Images cannot be resold, redistributed, or used in a way that violates the rights of others. Specific usage rights and limitations apply to AI-generated and curated content.
7. Content Ownership
Affordable Stock retains ownership of all images. Users are prohibited from claiming ownership of any content downloaded from the site. The use of AI-generated content must comply with Affordable Stock's licensing terms.
8. Prohibited Conduct
Users must not use the service for any unlawful purpose or in a manner that could damage, disable, or impair the site. Prohibited actions include, but are not limited to, unauthorized access, distribution of malicious software, and violation of intellectual property rights.
9. Termination
Affordable Stock may terminate or suspend access to the service without prior notice or liability for any reason, including breach of these terms.
10. Limitation of Liability
Affordable Stock is not liable for any indirect, incidental, or consequential damages arising from the use of the service. The company does not guarantee the accuracy, reliability, up-to-dateness, or completeness of the information provided. In no event will Affordable Stock be liable for any loss or damage arising from access to, use or non-use of published information, or from misuse of the connection or technical faults.
11. Governing Law
These terms are governed by and construed in accordance with the laws of Switzerland.
12. Contact Information
For any queries regarding these terms, please contact:
• customer@affordable-stock.com
• Maintek GmbH, Frauenäckerstrasse 2, 9435 Heerbrugg, Switzerland
13. Disclaimer
Affordable Stock makes no warranties regarding the accuracy or completeness of the content provided.
14. User Content
Users may submit content, such as comments or reviews. By submitting content, you grant Affordable Stock a non-exclusive, royalty-free license to use, reproduce, and display such content.
15. Intellectual Property
All content provided on the site, including images, text, and design, is protected by intellectual property laws. Unauthorized use is prohibited.
16. Indemnification
Users agree to indemnify and hold Affordable Stock harmless from any claims arising from their use of the service.
24. Privacy Notice
Affordable Stock collects only the personal data necessary to fulfill its tasks. Stored data are carefully managed and protected against abuse. Under Swiss federal data protection law, everyone is entitled to have their privacy protected. This Privacy Notice applies to all pages on Affordable Stock's website and to personal data collected via these pages. This Privacy Notice may be amended without prior notice.
18. Dispute Resolution
Any disputes arising from these terms or the use of the service will be resolved through binding arbitration in Switzerland.
19. Entire Agreement
These terms constitute the entire agreement between users and Affordable Stock regarding the use of the service.
20. Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
21. Limitation of Liability (Enhanced)
Although every care has been taken to ensure the accuracy of the information published, Affordable Stock does not guarantee the accuracy, reliability, up-to-dateness, or completeness of this information. Affordable Stock reserves the right to alter or remove content without prior notice. In no event will Affordable Stock be liable for any loss or damage arising from access to, use or non-use of published information, or from misuse of the connection or technical faults.
22. Links to Third-Party Websites
Links to third-party websites lie outside the scope of responsibility of Affordable Stock. Access and use of such websites occur entirely at the user’s own risk. Affordable Stock has no influence over the content of any linked site and takes no responsibility for information and services provided on linked sites.
23. Copyright
Information on Affordable Stock's website is accessible to the public. Downloading or copying of texts, illustrations, photos, or any other data does not entail any transfer of rights. Copyright and other rights relating to texts, illustrations, photos, or any other data are the exclusive property of Affordable Stock or other expressly mentioned owners. Any reproduction requires the prior written consent of the copyright holder.
24. Privacy Notice
Affordable Stock collects only the personal data necessary to fulfill its tasks. Stored data are carefully managed and protected against abuse. Under Swiss federal data protection law, everyone is entitled to have their privacy protected. This Privacy Notice applies to all pages on Affordable Stock's website and to personal data collected via these pages. This Privacy Notice may be amended without prior notice.
25. Data Processing
Affordable Stock limits data processing to what is necessary to provide a properly functioning website and user-friendly content and services. Personal data collected are retained only as long as needed to fulfill the purpose. Obligatory fields are marked only if required to fulfill statutory duties or requests.